Monday, December 31, 2012

Clear the Blur-Tips to Boost Your Eye-Q | Medindia

Eye problems may present as blurry vision or simply a minor headache, but they can affect your life in more ways than one. While most vision problems are genetic, there are some that can arise as a result of lifestyle habits, physical injury and even ageing. Read on to discover more about some common eye problems, their symptoms, diagnosis and correction.

Clear the Blur-Tips to Boost Your Eye-Q

Refractive Errors -

Hypermetropia: Also known as farsightedness, hypermetropia is a condition wherein the individual is able to clearly view objects at a distance, but is however, unable to view objects that are nearer. This is because the rays of light from the object do not fall exactly on the retina, but much behind it. Family history is of utmost importance in this condition.

Headache, blurred vision and difficulty in reading words that are near are some common symptoms of hypermetropia. Diagnosis of this condition is done by Cyclo refraction test wherein eye drops are administered to relax the ciliary muscles of the eye, so that the exact degree of hypermetropia can be found.

Treatment of this condition may be done by a LASIK eye surgery in which the cornea of the eye is re-shaped to make it steeper. One can also use contact lenses or spectacles. However, it should be noted that the contact lenses must be light weight and anti-reflective, since the eye tends to look enlarged if a heavy contact lens is worn.

Myopia: This condition is the exact opposite of hypermetropia - the individual is able to view nearby objects clearly, but the objects placed far away appear blurred. In such an individual, the eyeball is longer than in a normal individual, causing the light from a faraway object to fall in front of the retina.

Characterized by headaches and eye strain, myopia is common among school children. Contrary to popular belief, reading in dim light and watching too much TV is NOT responsible for causing myopia. Regular annual examinations should be done for school-going children to detect the presence of myopia. The child will simply be asked to read off the Snellen chart placed 20 feet away by using lenses of different strengths. Eye drops may also be administered to relax the ciliary muscles and give an accurate correction.

LASIK and Epi-LASIK are suggested for individuals over 18 years of age, having stable power for over 6 months and not suffering from any severe ophthalmic condition such as glaucoma and cataract. Contact lenses can be used to enhance cosmetic appearance; however, it is suggested that children use spectacles until they reach maturity.

Astigmatism: Often combined with near-sightedness or far-sightedness, astigmatism is a condition where the corneal shape of the eye is affected, leading to blurred vision.

Headache, accompanied by pain in the eyes and blurred vision are common symptoms of low-degree astigmatism. Corneal topography-a technique that makes three-dimensional maps of the cornea, is done to rule out the possibility of diseases like keratoconus. Toric contact lenses, spectacles with spherical and/ or cylindrical lenses are recommended. For patients who have passed the corneal topography successfully, LASIK eye surgery can be considered.

Age-related Disorders -

Presbyopia: Ageing eyes or presbyopia refers to the onset of visual impairment as a person crosses 40 years of age. This usually happens because the ciliary muscles of the eye become weak with age, and the eye loses its ability to focus at different distances.

Characterized by eye strain, blurry vision and headaches, presbyopia hampers some precision requiring day-to-day activities such as threading a needle, and so on. This ocular condition is diagnosed by a simple near vision chart and can be corrected either by LASIK surgery, or by use of multi-focal lenses.

Cataract: The human eye is made up of protein and water. As the individual ages, the proteins in the eye tend to cluster together, clouding a part of the eye, and making it look foggy in appearance. This is known as cataract.

Being painless, cataract is often characterized by simple, easy-to-note symptoms such as reduced sharpness and brightness of objects, inability to view objects clearly even after using glasses, and decreased vision in bright lights. It can be easily detected by a 5-minute test known as the slit-lamp examination. Treatment for cataract is a surgery that replaces the clouded lens with an artificial lens made up of silicone or polymer acrylate. Left untreated, cataract can lead to blindness.

Age-related macular degeneration: Age-related macular degeneration,, as the name suggests, occurs in the elderly, and affects the macula of the eye (central portion of the retina). It may present itself as either a gradual breakdown of the macula, or by formation of abnormal blood vessels in the macula.

Age-related macular degeneration is most commonly noted by 2 symptoms-blurry vision and black spots. It is diagnosed by using an ophthalmoscope and an Amsler grid. Though there is no cure at present for this condition, researchers say that including more green vegetables in your diet and improving lifestyle habits can make a huge difference in shunning away many other age-related ocular manifestations.

Other Eye Problems -

Dry eyes: A very common eye concern, especially among people living in urban areas, dry eyes may show symptoms like redness, painful itching, burning sensation and whitish discharge. Most common causes of dry eye are exposure to pollutants, heat, dust, wind etc. Sitting near an air conditioner for too long can also cause eye problems. Avoid staying in the sunlight for too long without sunglasses.

Conjunctivitis: Commonly observed during warm and humid seasons, conjunctivitis is basically an infection of the membrane lining the surface of the eyes and eyelids, leading to redness, swelling, inflammation, excessive tear production and crusting. Both viral and bacterial conjunctivitis can be treated by using eye drops and maintaining cleanliness.

Lazy eye: An early childhood condition wherein the eyesight in one eye of the child does not develop as it should, lazy eye can leave the child visually impaired in that eye for life if not treated at an early stage. This condition starts appearing in early childhood and can make the brain biased, forcing it to focus on one eye only, virtually ignoring the lazy eye. If the ?lazy? eye is not stimulated within the early stages, it can hamper the maturation of the visual brain cells, leaving the child visually impaired. The best treatment is to patch the better eye so that the child is forced to focus on the ?lazy? eye and develop his vision in the affected eye at the right time.

Stye: A stye is basically a minor inflammation of the oil gland just at the edge of the eyelid which can hurt when you blink. Styes can be easily prevented by removing make-up before going to bed and by avoiding the use of dirty hands to rub the eyes.

Diabetic retinopathy: Diabetic blindness or diabetic retinopathy is one of the severe complications of diabetes which involves swollen, leaky blood vessels rupturing in the retina and blocking the vision of the individual. Controlling blood sugar and getting regular eye check-ups done is very important for all diabetic patients.

Uveitis: This painful condition occurs as a result of inflammation of the uvea of the eye, possibly due to different underlying causes like family history, auto-immune disorders like rheumatoid arthritis, and infections like TB and toxoplasmosis. This condition is characterized by a severe pain and swelling in the eye, often radiating to the head. Sensitivity to sunlight and inflammation of the eye is also seen. Ophthalmologists usually prescribe steroids to tackle this condition.

Source: http://www.medindia.net/patients/patientinfo/clear-the-blur-tips-to-boost-your-eye-q.htm

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High IQ Gold Stocks Investing :: The Market Oracle :: Financial ...

Commodities / Gold & Silver Stocks Dec 29, 2012 - 06:02 AM

By: The_Gold_Report

Commodities

The past year was a very tough one for the junior gold mining sector. In this interview with The Gold Report, Brien Lundin, CEO of Jefferson Financial, says that the past year has, in fact, put many gold mining companies on the bargain basement shelf. He shares some advice on end-of-year portfolio repositions and talks about some of his favorite stocks that he believes are poised for a rebound in 2013.

The Gold Report: Brien, in late October you and your company Jefferson Financial hosted the New Orleans Investment Conference. What were some of the commodity-related themes consistently making the rounds there?

Brien Lundin: The buzz was that the underlying fundamentals for precious metals would remain bullish regardless of who won the election. But if President Obama were re-elected, then all of the factors favoring gold and silver would become dramatically more bullish.

TGR: You wrote about that in the November edition of Gold Newsletter. Here's a quote from that edition of your newsletter: "The bottom line is that President Obama's re-election means that you need to buy gold and silver, and things that will retain their value as the dollar loses its value." Why were things different on Nov. 7 than they were the day before?

BL: Even before the election, the economic and fiscal situation for the United States was pretty dire. In my view the only hope of recovery and reform, without a major ongoing crisis and very significant inflation, would be if the Paul Ryan plan were to be put into effect immediately.

Instead, we now have the same administration that took the emergency one-year spending levels enacted to keep the economy from crashing during the 2008 credit crisis, and has now made those massive spending levels the new baseline going forward. The difference is that the Obama administration is now unrestrained by the prospect of another election, so the trajectory of government spending is actually being steepened.

TGR: In another passage of the same edition of Gold Newsletter you wrote: "The coming inflation will be similar to what we've experienced in recent years. Huge pools of loose money will continue to flow into commodities and financial assets." What makes you certain that we won't see another round of risk-off sentiment if things go as badly as you suggest they will?

BL: The risk-off episodes that seized the investment markets over the past few years are in reaction to potential fiscal crises in the U.S. and Europe. This headline risk sent investors running to the safety of cash, specifically to the U.S. dollar. This seems counterintuitive, but investors are looking for short-term safety.

When the perceived risk is one of long-term currency debasement, then gold is the preferred safe haven. My whole bull market thesis for gold is based on a developing consensus that neither Europe nor the U.S. is going to face collapse anytime soon. Rather each will be kept afloat on a sea of new money printing by both the Federal Reserve and the European Central Bank. In such an environment, gold and silver are going to absolutely take off.

TGR: Do you think that lack of practicality of gold hampers its status as a safe haven?

BL: Not today. Gold is very liquid. A lot of speculators use the exchange-traded funds (ETFs), which I recommend for trading the metals. But I don't recommend ETFs for core holdings.

In fact, one of the things that is keeping the market buoyed currently is the tremendous retail investor demand for the metals. That comes in the form of skyrocketing physical sales of coins and bullion, and in the ETFs. Metals holdings of the ETFs are at record levels. Coin demand is at near record levels. Yet we see the price moribund due to the whims of speculative demand.

TGR: It's interesting that you're pro ETFs, because most gold bulls aren't. Is this a new tack for you?

BL: Not really. You know a lot of the hard-core goldbugs are somewhat doubtful of whether the EFT gold is actually there. I recognize those concerns, so I don't recommend ETFs for core physical metals holdings, just for trading.

TGR: When should equities enter the mix for a retail investor?

BL: Simply put, right now. The junior resource stocks have been absolutely decimated over the past year. There are bargains galore right now if you have cash to buy them.

TGR: Are these bargains mostly market related or is this part of tax-loss selling season?

BL: I don't really distinguish between the two. We've had a lousy year for the equities. When we have had risk-on environments, they have not lasted long enough to where it filtered down to the highly speculative junior resource equities.

We also have an unusual situation this year where we have not only tax-loss selling but also tax-gain selling as investors take profits to avoid higher capital gains taxes next year. When you combine that with the junior stock market that has been depressed all year, some incredible bargains emerge. I'm pinpointing a number of them in Gold Newsletter right now.

TGR: Let's talk about some of the equities that you follow. You said in a recent edition of your newsletter that Almaden Minerals Ltd. (AMM:TSX; AAU:NYSE) has "opted to forego" the prospect-generator model in an effort to develop the promising Ixtaca gold-silver deposit in Mexico that's part of the Tuligtic project. Is that your opinion?

BL: Yes. I have never been a big believer in the prospect-generator business model as an absolute. It should be a business model, not a religion. So when a junior explorer comes across a prospect that is particularly exciting and can provide rapid value advancement with relatively little risk, then I think the company should explore that project fully.

Almaden was the poster child for the prospector-generator model for years. But Morgan and Dwayne Poliquin had the vision and the foresight to see that Ixtaca could be different. Their decision has paid off in spades. Almaden right now is one of my top recommendations and I think that deposit is going to get much bigger than the company's current market cap is indicating.

TGR: Almaden has about $36 million (M) to continue to develop Ixtaca. Do you think that it will sell that project, dividend the money out to shareholders, and then continue on its way? Or do you think it will sell the whole company? Or would it do something similar to what Virginia Mines Inc. (VGQ:TSX) did when it took all the other projects out of that company, put them in a new company, and sold that company to Goldcorp Inc. (G:TSX; GG:NYSE)?

BL: Typically in a case where a company has a number of earlier-stage projects, and it has one major project for which it is primarily being valued, then management will sell the company. Usually you'll see a spin off of those other projects into a new vehicle so that shareholders can keep the benefit of that other property portfolio that really isn't adding value to the transaction. That's a process to fund that new company as well.

TGR: You?ve also written that Brigus Gold Corp. (BRD:NYSE.MKT; BRD:TSX) looked "undervalued" in early November after Brigus bought back much of its gold royalty stream from Sandstorm Gold Ltd. (SSL:TSX.V). Tell us about that deal and the market's reaction to it.

BL: There are a few keys to Brigus Gold and the opportunity it presents. First, the company ran into operational problems when it was trying to ramp up production at its Black Fox Mine, prompting a decline in the share price.

Those production hiccups have been solved and production is now growing. Yet the company's shares are on sale. In addition, there is the exploration drilling the company is doing on its Grey Fox property near the Black Fox Mine. In particular it is getting tremendous results from a high-grade zone called the 147 Zone. Those results are normally enough to absolutely catapult the value of a junior explorer. But the results are getting lost in the shuffle because Brigus is a production story. In fact, this Grey Fox property will become the company's next mine.

TGR: Another company you follow is Comstock Metals Ltd. (CSL:TSX.V). You see more promise in the recent drill results from the company's QV project in the Yukon than the market does. Give us your thoughts on that.

BL: Comstock is a case where expectations were really high before the first drill results came in. The results were actually quite good, but not quite up to the elevated expectations. So the share price sold off, which was unwarranted.

The first results showed the potential for a nice sized deposit at the VG Zone. Importantly, the company also outlined a number of other drill targets from soil sampling and trenching. The real key for Comstock will come with next year's exploration program. The company's geologists plan to mount a comprehensive attack on all those highly prospective targets.

I think Comstock is a longer-term story. It's not going to be built on a few drill holes or even a couple of rounds of drilling. It's a project that has a number of very exciting targets. It's a cross between the Underworld Resources story, which had the Golden Saddle deposit just about 10 or 11 kilometers to the south, and the Kaminak Gold Corp. (KAM:TSX.V) story not far away. Kaminak had a number of anomalies that it had to drill off and is only now starting to connect those anomalies with mineralization.

There's a lot of potential in Comstock. I see some very exciting analogs in the area and the mineralization that it has seen so far is very, very similar to that at the Golden Saddle discovery by Underworld. That discovery was a big winner for Gold Newsletter readers, when Kinross Gold Corp. (K:TSX; KGC:NYSE) took over Underworld at a big premium.

TGR: One hole cut 89.9 meters of 2.34 grams per tonne gold. Could this be a bulk tonnage starter?

BL: That wasn't a very deep intersection, so it could be bulk tonnage. People tend to feel that the grades in the Yukon have to be very high even for a bulk-tonnage or an open-pit deposit for the economics to work. But this whole area is becoming ripe with new discoveries and infrastructure will follow, and, at some point, it's also going to be ripe for consolidation. So I think that the current grades are very close to what a company would need to make a deposit work in the Yukon.

TGR: What did you make of the recent friendly merger between Keegan Resources Inc. (KGN:TSX; KGN:NYSE.MKT) and PMI Gold Corp. (PMV:TSX.V; PVM:ASX; PN3N:FSE)?

BL: It was a great deal for both companies. Everyone's been waiting for one of the majors to come in and scoop up one or both of these juniors and consolidate the projects in this area of Ghana. But those takeovers never happened. So these two management teams essentially decided to do it on their own.

In the near term, this isn't a big share-price catalyst. But considering that the combined companies can now fully find the development of the more advanced Obotan project of PMI and get into production, the financing risk is removed essentially for both projects.

Obotan should get into full production by 2015 at around 200,000 ounces (oz)/year. By 2017, Keegan's Esaase project will get added to the mix and bring production up to around 385,000 ounces annually. The bottom line is that we now have either a must-have acquisition by a major or the emergence of a new midlevel producer with the potential to continue consolidating the region.

TGR: Do you see this as an investible theme? Companies with nearby development-stage projects that are suffering from markets that aren't all that flush with cash getting together?

BL: In this case, both of these companies are fairly well funded. I see them as being potential aggressors in a new round of merger and acquisition activity. These companies also have additional exploration potential. Keegan just made a new, very important property acquisition. It was a property swap with the Ghana government that it's been working on for years and where the company sees the potential for some sizable extensions to the Esaase mineralization. So the story could get bigger on every front.

TGR: You recently added some companies to the rather lengthy list of ones that you cover. One of them is Precipitate Gold Corp. (PRG:TSX.V), which is seeking gold in the Dominican Republic. Does it concern you that it has only $1.8M in exploration capital?

BL: Not really. That amount is actually a decent treasury compared to the peer group. There are hundreds of companies in the junior resource sector now that only have a few $100,000 in the treasury. The company, though, will have to raise more money to advance its projects in the Dominican Republic.

There is potential for further dilution, but the share structure is fairly tight. There's only about 24?25M shares outstanding, no warrants overhanging the stock, and the company is well-held by a strong group of financiers. Bottom line is I don't think they'll have any problems raising additional funds if needed.

TGR: Another company that's exploring the Dominican Republic is GoldQuest Mining Corp. (GQC:TSX.V). It recently had some less than ideal drill results and the market reacted negatively to those. Was Precipitate affected adversely by association?

BL: Absolutely. GoldQuest was another case where the expectations were raised really high. The first few drill holes from GoldQuest were just phenomenal and it would have been very difficult to continue that. GoldQuest really hit the honey holes right at the beginning.

But now the hype has definitely died down from the whole Dominican Republic play and Precipitate did suffer from that. The hype over the Dominican Republic helped obscure Precipitate's outstanding property portfolio in the Yukon and British Columbia, where it has about 19 highly prospective properties that were acquired for really valid geological reasons. That's the side of the company where I expect the next really important exploration news will come from.

TGR: What are some other companies that you follow that could see a rebound in 2013?

BL: The list is starting to grow a bit long. But there are really some remarkable bargains right now as the year draws to a close. Investors should concentrate on companies with either proven resources and/or the likelihood of big news on the near-term horizon.

Some of the prime examples that I would throw into this category are Cayden Resources Inc. (CYD:TSX.V), International Tower Hill Mines Ltd. (ITH:TSX; THM:NYSE.MKT), Gold Standard Ventures Corp. (GSV:TSX.V; GDVXF:OTCQX), Kaminak Gold, and Lion One Metals Ltd. (LIO:TSX.V; LOMLF:OTCQX; LY1:FSE).

TGR: Let's start with Cayden. That's a story that's largely unfamiliar to our readers, with the La Magnetita target in Mexico.

BL: What's important about Cayden is that there are a few aspects to the story. There's the property position that it has at the Morelos Sur gold project. It actually partially surrounds and transects the largest producing gold mine in Mexico, Los Filos, which is owned by Goldcorp.

That mine has to expand, and in fact, it's already encroaching on the surface onto Cayden's property position. That means there's going to have to be some kind of a financial accommodation done there and it could be significant for the company.

In addition, Cayden has the land between the two producing pits on Goldcorp's mine and Cayden has drilled that. It has shown that there is mineralization trending from between those two pits at depth on its property. So Cayden has proven mineralization and an obvious natural buyer for whatever it can prove up.

Then you have the La Magnetita target. The key to that is that every mine and discovery in the Guerrero Gold Belt has been identified through geophysical means. Importantly, La Magnetita is the largest geophysical anomaly in the belt. To date Cayden has gotten some outstanding sampling and trenching results, and is now drilling, so I'm very excited about that potential.

TGR: International Tower Hill is a story that took off a few years ago and seems to have stumbled more recently. What's happening with the company now?

BL: Its Livengood gold project is a case of a really large project with lower grades. The project is still economical, but you have to get the majors out there ready to buy up such a project. That will likely happen, but only when we have a sense of normalcy in the market that we haven't had in the last 18 to 24 months.

TGR: How about Kaminak? We talked a little bit about the Yukon with Comstock and Kaminak's right there too in the White Gold District.

BL: Yes, it is connecting all of these various anomalies on its property and building up a resource that, in its recently released maiden resource estimate, is already totaling over 3.2 million ounces of inferred resource.

Kaminak has come off a good bit and could be a prime takeover candidate. It's being derisked with every drill hole. The company has had incredible success so far and it has just completed one of the most aggressive drill programs to be seen in the junior resource world in many years.

At the current price levels, it's hard to get hurt in Kaminak.

TGR: Gold Standard Ventures, which owns the Railroad gold project in north central Nevada, is a made-in-America story. What's the next catalyst for Gold Standard?

BL: This was a slow motion discovery. When the company first came public, I didn't recommend it in my newsletter because I thought it was too expensive.

The company's first results weren't spectacular by any means, but they were technical successes?not market successes. However, once you understood the story and talked to the geologists, you understood that the company was vectoring in on something that could be big. We were able to get our readers in on the stock before the big run up, which was just wonderful timing, after it had declined a bit after it first came public.

The geologists kept vectoring in on the mineralization while proving up the geological concept, until they eventually found the higher-grade mineralization. At this point, it is still trying to fully understand the mineralization and get a much better handle on it. I think what you'll see is that Gold Standard will be able to advance the resource to a much greater degree over the coming months. This is another example of those very hot stories that have come back a good bit, yet have a proven discovery, and the company will just keep drilling to prove up a resource.

TGR: What's happening with Lion One?

BL: Lion One is progressing with permitting and development of its Tuvatu gold project in Fiji, a project with upside potential that I don't believe is being valued by the market at all. Over $30M was spent on this project by Emperor Mines Ltd. in the late 1990s, including over 85,000m of drilling and 1,600m of underground infrastructure.

All Lion One has to do is dust off and update an existing feasibility study, and get the necessary permits to get into production. It is doing that right now, and will use proceeds from Tuvatu to fund exploration of the multimillion-ounce potential of the project.

Management, including legendary financier Walter Berukoff, owns about 40% of the company, so it has solid support going forward. It's a great buy at these levels.

TGR: It's the end of the year and some retail investors are wondering what to do with their portfolios and if they should make some changes. Is there a process that you go through at the end of the year?

BL: The end of the calendar year is a natural time to clean up a portfolio and rationalize things. But it is also the time of the year that you typically have tax-loss selling that creates a dampening effect on the markets and sometimes creates some pretty attractive bargains. This year, as I said, we've had some screaming bargains created.

I think what investors need to do, and we're doing it with our Gold Newsletter portfolio as well, is to look at the number of companies that you can adequately follow. If you're able to find some really attractive opportunities in this kind of an environment, you need to start switching into these faster horses in exchange for some of the slower horses in your stable. Just turn over the portfolio a bit, rearrange it and get prepared for the future.

It's especially important if you can find companies that are better positioned going forward than the ones you have in your portfolio and you can realize some tax losses going forward. There's no reason to play the psychological games of holding on to a loser just so you can get back what you paid for the stock. Be ready to break emotional ties, sell a company and put the money on a better bet going forward.

TGR: We'd be remiss if we didn't ask a gold bull like yourself to tell us what you think the coming year has in store for gold. Please give us your thoughts on that.

BL: It's going to be a very good year for precious metals and mining stock investors. Once we get through these end of year trading games and that fiscal cliff fiasco, the markets should settle down into an environment where everyone recognizes that massive money printing will continue for years to come. This is the fundamental story that's going to drive metals prices higher and in this environment the equities will begin to benefit once again.

There's also a very powerful technical picture developing. Both gold and silver are tracing out a cup-and-handle formation similar to the ones they formed during the 2008 credit crisis and the subsequent recovery from that crisis. After that, the metals rocketed higher out of those cup-and-handle bottoming formations. I fully expect a similar performance this time around, which would be a pretty exceptionally profitable situation for gold bulls.

TGR: Thanks, Brien, for your insights.

With a career spanning three decades, Brien Lundin serves as president and CEO of Jefferson Financial, a highly regarded publisher of market analyses and producer of investment-oriented events. Under the Jefferson Financial umbrella, Lundin edits and publishes Gold Newsletter, a cornerstone of precious metals advisories since 1971. He also hosts the New Orleans Investment Conference, the oldest and most respected investment event of its kind.

Want to read more Gold Report interviews like this? Sign up for our free e-newsletter, and you'll learn when new articles have been published. To see a list of recent interviews with industry analysts and commentators, visit our Interviews page.

DISCLOSURE:
1) Brian Sylvester of The Gold Report conducted this interview. He personally and/or his family own shares of the following companies mentioned in this interview: None.
2) The following companies mentioned in the interview are sponsors of The Gold Report: Almaden Minerals Ltd., Goldcorp Inc., Brigus Gold Corp., Precipitate Gold Corp., International Tower Hill Mines Ltd., Gold Standard Ventures Corp. and Lion One Metals Ltd. Streetwise Reports does not accept stock in exchange for services. Interviews are edited for clarity.
3) Brien Lundin: I personally and/or my family own shares of the following companies mentioned in this interview: Comstock Metals Ltd., Keegan Resources Inc., Precipitate Gold Corp., Cayden Resources Inc., Kaminak Gold Corp. and Lion One Metals Ltd. I personally and/or my family am paid by the following companies mentioned in this interview: None. I was not paid by Streetwise Reports for participating in this interview.

Streetwise - The Gold Report is Copyright ? 2012 by Streetwise Reports LLC. All rights are reserved. Streetwise Reports LLC hereby grants an unrestricted license to use or disseminate this copyrighted material (i) only in whole (and always including this disclaimer), but (ii) never in part.

The Gold Report does not render general or specific investment advice and does not endorse or recommend the business, products, services or securities of any industry or company mentioned in this report.

From time to time, Streetwise Reports LLC and its directors, officers, employees or members of their families, as well as persons interviewed for articles on the site, may have a long or short position in securities mentioned and may make purchases and/or sales of those securities in the open market or otherwise.

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Sunday, December 30, 2012

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Source: http://az88cocktails.com/subprime-your-old-watches-reinforced-401k-organizations-right-solution-for-consumers-with-lower-credit-history/

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PFT: Bills, Jets end bad years, and changes will come

Chicago Bears v Detroit LionsGetty Images

Chicago remains in contention for an NFC wild card berth, and the defending Super Bowl champion Giants have been eliminated, after the Bears beat the Lions 26-24 on Sunday in Detroit.

The Bears? victory keeps them alive heading into this afternoon?s Packers-Vikings game, which the Bears now need the Packers to win. If Green Bay wins, the Bears are the NFC?s sixth seed. If Minnesota wins, the Vikings are the NFC?s sixth seed.

Sunday?s win wasn?t easy for Chicago: Although the Bears jumped out to an early 20-3 lead, the Lions came back in it and cut the deficit to 26-24 with seven minutes remaining in the fourth quarter. However, the Lions? offense went three-and-out when they got the ball back while down two in the fourth, then the Lions? defense failed to stop the Bears from running out the clock.

Lions receiver Calvin Johnson, who entered the game with an NFL-record 1,892 receiving yards this season, finished the game with 72 yards, meaning he fell short of 2,000 by 36. Johnson?s NFL record streak of eight consecutive 100-yard receiving games also comes to an end. Bears cornerback Charles Tillman did excellent work against Johnson in both of this season?s Bears-Lions games: Johnson averaged 53 yards in the Lions? two games against the Bears, while averaging 133 yards a game in the Lions? other 14 games.

For the Bears, today?s solid effort gives them a good chance of reaching the postseason, and also gives coach Lovie Smith a good chance of saving his job. For the Lions, a disappointing season has come to an end ? a season when Johnson was fantastic, but there was little else to celebrate.

Source: http://profootballtalk.nbcsports.com/2012/12/30/bills-paste-jets-to-close-out-season/related/

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An Evolutionary Whodunit: How Did Humans Develop Lactose Tolerance?

Thousands of years ago, a mutation in the human genome allowed many adults to digest lactose and drink milk.

iStockphoto.com

Thousands of years ago, a mutation in the human genome allowed many adults to digest lactose and drink milk.

iStockphoto.com

Got milk? Ancient European farmers who made cheese thousands of years ago certainly had it. But at that time, they lacked a genetic mutation that would have allowed them to digest raw milk's dominant sugar, lactose, after childhood.

Today, however, 35 percent of the global population ? mostly people with European ancestry ? can digest lactose in adulthood without a hitch.

So, how did we transition from milk-a-phobics to milkaholics? "The first and most correct answer is, we don't know," says Mark Thomas, an evolutionary geneticist at University College London in the U.K.

Most babies can digest milk without getting an upset stomach thanks to an enzyme called lactase. Up until several thousand years ago, that enzyme turned off once a person grew into adulthood ? meaning most adults were lactose intolerant (or "lactase nonpersistent," as scientists call it).

But now that doesn't happen for most people of Northern and Central European descent and in certain African and Middle Eastern populations. This development of lactose tolerance took only about 20,000 years ? the evolutionary equivalent of a hot minute ? but it would have required extremely strong selective pressure.

"Something happened when we started drinking milk that reduced mortality," says Loren Cordain, an exercise physiologist at Colorado State University and an expert on Paleolithic nutrition. That something, though, is a bit of a mystery.

The Clues

Milk, no surprise, is pretty nutritious. It's got protein, a bunch of micronutrients, lots of calcium and plenty of carbohydrates. For the ancient Neolithic farmer, it was like a superfood, says Thomas.

Even lactose-intolerant adults could have benefited from milk. Chemical evidence from ancient pots shows that these long-ago farmers learned to process the milk into cheese or yogurt, which removes some of the lactose.

But around 8,000 years ago in what's now Turkey ? just when humans were starting to milk newly domesticated cows, goats and sheep ? mutations near the gene that produces the lactase enzyme started becoming more frequent. And around the same time, adult lactose tolerance developed. The mutation responsible for that may be between 2,000 and 20,000 years old; estimates vary.

But in order for that new trait to have persisted over many generations, something unique must have given milk drinkers an evolutionary edge.

A Tale Of Famine And Deadly Diarrhea

Thomas thinks a combination of two reasons may explain the persistence of the lactase mutation in Northern Europe.

First, the farmers that settled there came from the Fertile Crescent, and they brought crops native to that region, like wheat and barley. But with Northern Europe's shorter growing season, these crops were more likely to fail, causing famine.

Additionally, the colder Northern European climate lent itself to natural refrigeration. "If you're a farmer in Southern Europe, and you milk a cow in the morning and you leave the milk out, it will be yogurt by noon. But if you do the same thing in Germany, it'll still be milk," says Thomas. A healthy lactose-intolerant person who drank that still-fresh milk would get a bad case of diarrhea. "But if you're malnourished, then you'll die," Thomas says.

In times of famine, milk drinking probably increased. And the very people who shouldn't have been consuming high-lactose dairy products ? the hungry and malnourished ? would be the ones more likely to drink fresh milk. So, with milk's deadly effects for the lactose intolerant, individuals with the lactase mutation would have been more likely to survive and pass on that gene.

The combination of famine and longer processing time for milk is "kind of like a double whammy," says Thomas, who has yet to publish his theory. Under his scenario, the lactose tolerant wouldn't always have had an evolutionary advantage, but for short periods of time, having that genetic mutation would have helped. "Over a long run, it's modest; but over short periods of time, it's extremely high selection" for the lactose tolerant, says Thomas.

Scientists may never discover the reason why adult lactose tolerance evolved so quickly. Other researchers have suggested that fresh milk provided a more pure fluid alternative to contaminated water sources in arid environments; that milk fat gave people a fertility advantage; or that milk drinking might have been associated with social prestige. Cordain argues that milk gave humans an advantage against malaria in Africa and Southern Europe, and rickets in Northern Europe.

"Whatever constellation of factors was involved, they're going to be different in different regions," says Thomas. "But the selection pressure might have been equally strong in East Africa and Northern Europe, for example."

It's hard to tell how prevalent lactose tolerance has been over time. But so far scientists have found evidence of adult lactase persistence in ancient skeletons in Northern Europe, Scandinavia, southern France and elsewhere. Thomas and his colleague Oddn? Sverrisd?ttir of Uppsala University in Sweden recently discovered lactase persistence in Spanish remains from about 5,000 years ago and hope to publish their research next year.

Thomas thinks that as genetic and archaeological technology continues to develop, modern science may someday reveal the culprit. But it might take a while because the research ? like our genes ? is still evolving.

Source: http://www.npr.org/blogs/thesalt/2012/12/27/168144785/an-evolutionary-whodunit-how-did-humans-develop-lactose-tolerance?ft=1&f=1007

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Saturday, December 29, 2012

Fisker sues XL over hybrid cars wrecked by Superstorm Sandy

NEW YORK (Reuters) - Fisker Automotive has sued XL Group Plc after being denied insurance coverage over flooding from Superstorm Sandy that destroyed 338 of its Karma plug-in hybrids, worth about $33 million, at a Port Newark, New Jersey, shipping facility.

In a complaint filed on Friday in the New York State Supreme Court in Manhattan, Fisker said the vehicles had been submerged in more than 5 feet of seawater on October 29 while they were awaiting shipment to dealers across the country.

The Anaheim, California-based startup said it submitted a timely claim to XL Insurance America Inc, whose policy entitled it to a maximum $100 million of coverage for named storms such as Sandy, subject to a deductible and other provisions, only to have it denied on December 20.

David Klein, a partner at Orrick Herrington & Sutcliffe which represents Fisker, said in a phone interview that the dispute centered on whether the cars were in "transit," and which sublimits may apply, if any.

Fisker is seeking a court order that its policy covers the vehicle loss, as well as damages for breach of contract and other remedies.

An XL spokeswoman did not immediately respond to requests for comment. The company is based in Dublin, Ireland, but has a U.S. office in Stamford, Connecticut.

More than 10,000 vehicles were estimated to have been lost at the New Jersey facility, including several thousand from Toyota Motor Corp.

The denial of insurance coverage followed a series of quality-control and financial setbacks this year at privately held Fisker tied to the launch of the Karma.

Sandy is expected to become the second-costliest U.S. catastrophe in history, trailing only 2005's Hurricane Katrina, with insured loss estimates as high as $25 billion.

XL shares closed down 10 cents at $24.69 on the New York Stock Exchange on Friday.

The case is Fisker Automotive Inc v. XL Insurance America Inc, New York State Supreme Court, New York county, No. 654571/2012. (Editing by Matthew Lewis)

Source: http://news.yahoo.com/fisker-sues-xl-over-hybrid-cars-wrecked-superstorm-212347832--finance.html

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2013 to bring new hotel, new casino to local gamblers | TribLIVE

The $50 million Lady Luck Casino Nemacolin will open in summer at the Fayette County resort. This depicts the exterior of the former Wildside arcade, where the casino will be located. Source: Isle of Capri Casinos Inc.


By Mark Gruetze

Published: Friday, December 28, 2012, 8:58?p.m.
Updated 5 hours ago

A hotel at The Meadows, a casino in Fayette County and new games are on tap for Western Pennsylvania gamblers in 2013.

Regulators will award the license for the state?s 13th casino, as gambling industry leaders hope Americans have enough confidence in the economy to keep the slots spinning and the cards turning.

?We?re a discretionary income business,? Rivers General Manager Craig Clark says of casinos in general. ?We?re one of the first to be cut? when people have to reduce their spending.

In the first 11 months of the year, Pennsylvania casinos generated $2.9 billion in gambling revenue, an increase of 4.7 percent from the total through November 2011. With an eye toward increasing that figure again in 2013, casino executives plan new offerings to attract new players and keep familiar faces returning.

Lady Luck Casino Nemacolin will open in the summer at the Fayette County resort, says Isle of Capri spokeswoman Jill Alexander. Isle of Capri, which operates 15 casinos in six other states, will manage Lady Luck.

It will have 600 slot machines and 28 table games but no poker room, Alexander says. The casino will have 450 employees.

Lady Luck Nemacolin will be a resort casino, meaning it will be open only to hotel guests and to people making a $10 purchase, such as food, a souvenir or a gift card. Managers of existing Western Pennsylvania casinos say they don?t worry about competition specifically from Lady Luck.

?Nemacolin will have some minor effect, but I don?t think it will be dramatic,? says Sean Sullivan, vice president and general manager at The Meadows Racetrack and Casino in North Strabane. ?It?ll be attractive to certain types of players.?

Clark sees Nemacolin as more of a destination location, while most Rivers customers come from Allegheny County.

The Meadows

Officials are ?working tirelessly? on a hotel that will be connected to the casino, Sullivan says. He expects groundbreaking in the spring.

The hotel will have about 200 rooms. Although about 1,000 rooms are available in nearby hotels, Clark says an on-site facility is a ?critical component? for casino guests. ?Meadows Hotel? will be built below the south parking garage, in an area now used for bus parking.

Work also is to start in the spring for a retail development tentatively called ?The Street.? It will front on Racetrack Road and include shops, restaurants and a bank. Tenants might be announced next month.

Rivers

The casino recently remodeled its poker room and installed a new high-limit room.

Clark says Rivers? focus in 2013 will be on slot machines and promotions. The casino plans to add new slots and get new titles out faster. He says promotions will be bigger and more exclusive. The $300,000 ?mortgage mania? promotion in January offers to cover the winner?s mortgage payments for a year, up to $18,000, with secondary prizes of making car and credit card payments.

The casino will continue its emphasis on community involvement, he says. It will again be a partner with the Auto Show and plan a NASCAR event that will put winners in a NASCAR simulator.

?Our business is based in Pittsburgh and Allegheny County. We?re supported by the local community in a very significant way,? he says.

Statewide

A major decision for the Gaming Control Board will be awarding the license for a second casino in Philadelphia. Six companies are vying for the state?s last Category 2 license, which allows a stand-alone casino with up to 5,000 slot machines and 250 table games.

Although Pennsylvania appears to have replaced New Jersey as the No. 2 gambling states, it faces competition from expansion in New York, Massachusetts, Maryland and elsewhere.

The state Gaming Control Board will see that the approval process for new games is quick and efficient, a spokesman says. The board also notes that several casinos are adding entertainment and conference venues, hotels and additional restaurants.

Nationwide

Online gambling will remain the No. 1 topic. Supporters of federal legislation authorizing legal online poker pulled the plug on their proposal in mid-December, while pledging to try again in 2013.

A 2011 U.S. Department of Justice ruling says states may offer online games within their borders. Nevada has authorized operators of online poker site that are expected to begin operations this year, and Delaware seems poised to offer online slots as well as poker, roulette, blackjack and other games.

Last week, New Jersey?s Legislature approved allowing online versions of any game offered in Atlantic City casinos. The bill was sent to Gov. Chris Christie.

California and other states are exploring legalization of online gambling.

Mark Gruetze is administrative editor for Trib Total Media. He can be reached at 412-320-7838 or players@tribweb.com.

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Source: http://triblive.com/aande/gambling/3191458-74/casino-says-online

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Former reindeer farmer? 10 facts about 10 new members of Congress

Which new member of the House is a former reindeer farmer? Who is the biggest new Tea Party name in the Senate? Here?s a look at 10 new members of Congress with unique backgrounds.

The 113th Congress is sworn in on January 3, 2013, and it?s a diverse bunch.

There will be 90 new members of Congress to start the New Year, with 13 new senators and 67 representatives making their appearances in Washington.

The biggest names are in the Senate, with a superstar of the left and of the right getting top billing.

Elizabeth Warren defeated Scott Brown in Massachusetts in one of the most publicized races in 2012. Warren is seen as a new leader of the left, but the former Harvard Law professor was a Republican until 1995.

Ted Cruz is already being talked about as a 2016 presidential contender, even before he sets foot on the Senate floor. The Republican from Texas has Tea Party roots. He has also argued nine cases in front of the U.S. Supreme Court.

Tammy Baldwin is another high-profile name from the 2012 election making her Senate debut. Baldwin served 14 years in the House and is the first openly gay candidate elected to the Senate.

Maine?s new senator, Angus King, isn?t a Democrat or a Republican. King is a former governor who ran as an independent candidate in 2012.Since the 1980s, King has been involved with alternative energy products.

And Deb Fischer, the new senator for Nebraska, has a hands-on business background. She?s been in the ranching business since the 1970s, which could come in handy if votes need to be wrangled on the Senate floor.

The House has some interesting new members, including that professional reindeer farmer.

Kerry Bentivolio from Michigan is a newcomer to politics. Yes, he has reindeer and has worked as a Santa Claus portrayer, as well as a school teacher and engineer. He replaces Thaddeus McCotter in the House.

A better-known name is Joseph P. Kennedy III of Massachusetts. Just 32 years of age, Kennedy is the son of Joseph P. Kennedy II and the grandson of Robert Kennedy. He will represent Massachusetts?s 4th congressional district.

Florida?s Ted Yoho will represent the state?s 3rd district in Congress. Yoho?s career prior to politics was being a large-animal veterinarian and he used a grass-roots campaign to defeat incumbent Cliff Stearns in a primary.

And there will be two doctors in the House ? literally. Dr. Ami Bera will represent California?s 7th district. He is the former chief medical officer for Sacramento County. Raul Ruiz, also of California, has three graduate degrees from Harvard and has worked as an ER doctor in the past.

Recent Constitution Daily Stories

Will Congress have a New Year?s Eve cliff countdown?
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Also Read

Source: http://news.yahoo.com/10-facts-10-members-congress-140021028.html

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Cold Weather? Hot Coffee at Ghostlight ! | Dayton Most Metro

Fig Vanilla Black Pepper Latte

Fig Vanilla Black Pepper Latte

Where can you warm up with this cold weather?? May we suggest a Latte with the ladies?? How about a Mocha with the Mayor? Ghostlight Coffee on 1201 Wayne Ave is just the place for a Food Adventure that will heat up your winter months.? Opened in 2011 by owner Shane Anderson, it is a ?must drink? on our list of locally owned spots.? This coffee house already has a cult following, and deservedly so.? Great beverages are the cornerstone of Ghostlight Coffee.? The storefront of glass windows in the dining room, overlooks a bustling Wayne Avenue.?? the walls are adorned with local art, and music usually fills the air.? The place has a warmth to it, and we are not just talking about the coffee.?? The Big Ragu and Superfry find the inviting atmosphere very appealing.?? Another attraction is that the menu has a variety of choices to please almost anyone.

Ghostlight uses the ?pour over? method to prepare many of their brews.? It is a manual method of making coffee, and a secret to great taste.? The hot water is poured just enough to wet all of the coffee grinds and seeps through a filter into a cup.? The hot water is poured slowly, starting in the middle and moving toward the outside in circles.? Free entertainment with each order!? The ?Baristas? (coffee making staff), know what they are doing and the benefit from their expertise is in each flavorful cup.

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Big Ragu, Ghostlight Owner Shane Anderson, and Superfry

Being a coffee connoisseur and frequent customer at Ghostlight,? Superfry has a couple of recommendations to beat the cold.? The Fig Vanilla Black Pepper Latte is Superfry?s favorite.?? Black pepper in a latte?? trust us, it works.? The fig and vanilla flavor makes it one of the better and more unusual lattes that we have tasted.? Every sip is incredible, and at the end you taste the black pepper.? It is one of those drinks that makes you wonder, in a good way.? Superfry also suggests the Balsalmic Walnut Latte.? Again, with this coffee, Ghostlight creates yet another unique, creamy latte, with a nutty finish.? The Big Ragu goes for simple pleasures at Ghostlight like the hot chocolate, or a cappuccino.? The hot chocolate is creamy and rich, and the same goes for the cappuccino.? Other menu offerings include Chai Teas, Espresso, French Press Coffees, and Rishi Organic Teas.

The menu also includes many locally made pastries.? Depending on the week, the selection will vary with seasonal choices or standard favorites.? One of our favorite snacks available are the packaged toffees from Sweet Nothings, a local Dayton confectioner.?? Their Sea Salt Toffees are so good and addicting that they should be illegal.

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Sweet Nothings Sea Salt Toffee

Ghostlight is not only coffee and snack central.?? There are many other activities going on in this vivacious venue.?? Events include live music, poetry, story slams, and the venue is available for scheduling special private parties.?? Ghostlight Coffee is such an eclectic spot with a local flair.? It is a great place to bring friends, or go solo.? The friendly staff and patrons make it a joy to meet and see people from all walks of life, who are enjoying a good cup of coffee.? If you love what life in Dayton has to offer, than Ghostlight Coffee is a wonderful place to ?get your drink on.?

For more of SUPERFRY and THE BIG RAGU ? ?like? their Facebook Page HERE .

Ghostlight Hours are 7am-7pm Monday thru Friday and 8:30a-7p Saturday & Sunday.? Check the Ghostlight Facebook Page for ?After Hour? Events.

Source: http://mostmetro.com/dayton-dining/cold-weather-hot-coffee-at-ghostlight.html

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Friday, December 28, 2012

Publish Now or Perish Later ? nxsgsgnq

Strangely after it has proven itself to be a leading marketing tool ezine publishing is still one of the most underutilized online business building methods. Beyond the fact that it is efficient and cost-effective the intimacy of email provides ecommerce merchants with an extraordinary advantage over offline more traditional forms of marketing communications.

Agreeably email is still in its infancy and theres still a lot of ground to cover. First email will become more effective as time goes on especially once spam becomes a nonissue not because it is unethical tasteless unprofessional replica oris artelier complication illegal (for some) and all the other negative adjectives associated with spam but because it is simply not profitable in the long term.

But second roger dubuis much more fake watch new and interactive technologies are now being developed that will make ezine publishing an even more effective marketing tool in the coming years if not months. We have barely scratched the surface in terms of harnessing the power of email let alone the web jaeger lecoultre reverso duetto watches and the need to start using this yet greatly untapped resource is overwhelming.

Where the marketers axiom used to be publish or perish replica golana advance chrono pro 2 the advent of the Internet has changed it to publish now or perish later. In fact the Internet used to be a place that embraced (and even fostered) change. But soon it will become a crucible consisting of only those who create it therefore leaving the slow starters behind Way behind. The web is all about change.

Nevertheless having ones own newsletter (or at the very least a regularly published mailing to an opt-in subscriber-base) is a powerful way to attract not only prospects but also referral sources affiliates and centers-of-influence. It is powerful in that a newsletter doesnt outright promote ones company or product but ones expertise and value in the marketplace.

A newsletter is often more effective than an advertisement or brochure because the publisher is demonstrating its expertise in its particular field rather than stating it outright. Similar to public relations for example ezine publishing is sometimes more effective because it comes from an apparently objective third party in other words like a newspaper reporters article a newsletter reads more like an educational tool rather than some self-serving commercial.

And therein lies the key: People are constantly bombarded with commercial messages everywhere they go especially online. But a constant supply of solid information that attempts to educate readers rather than promote something to them will place a higher degree of credibility in the prospects mind on the company from which the information originates.

As my mentor in the professional speaking business once told me Dont be a speaker be an expert who speaks. Dont be a consultant be an expert who consults. Dont be a writer replica bell ross be an expert who writes. I would add: Dont be a online merchant be an expert in the field (or on the product) one merchandises. Essentially be an expert or a consultant not a retailer.

That mentor also told me Implication is more powerful than specification. Again one should aim at being perceived as (and not specifying that one is) an expert in a specific niche or industry. The newsletter therefore especially if its free can inform prospective clients of what a company is all about before people actually make the buying decision. That buying decision may very well be as simple as referring another client and repeat and referral sales are indeed where the bulk of most companies profits are often realized.

But the idea in delivering information through an ezine is nonetheless to target a specific audience and to have the people who read the ezine want more and come forward to get it. With information being one the major shifts the business world has experienced the ezine can also help make a companys presence known in a quicker and more inexpensive way.

In other words the newsletter not only uses the more economical email system but it also delivers that information to eager subscribers in a matter of seconds. More important it builds relationships and in this day and age where consumers are more leery than ever by offering a personalized approach it will position a company as one with a stronger customer focus.

Relationship marketing enables marketers to be in front of their prospects more and more often. If subscribers happen to need a marketers products or services at any given time or if they come to know anyone who does the marketer is there in front of them when their time is right. Like a lightning bolt the thought of a specific company (one that maintains a relationship with the subscriber) will come immediately to mind when the need presents itself.

Out of sight is out of mind as they say.

Finally publishing a newsletter helps to position a company very effectively in the mind. Whether the subscriber will or not buy right now from the marketer maintaining a constant contact also creates top-of-mind awareness. The continuous flow of information between publisher and potential client (or referrer of clients) can help to reinforce the unique replica michele urban blanc noir watches competitive advantage a company has over others within the same category.

Publishing an electronic newsletter should never be considered as a business expense. In a hypercompetitive marketplace that changes at the speed of electricity one satiated with cautious more educated and sophisticated click-happy consumers it is an investment.

In reality *not* publishing one is the true expense.

Michel Fortin is a direct response copywriter and consultant dedicated to turning sales messages into powerful magnets. Get a free copy of his book The 10 Commandments of Power Positioning when you subscribe to his free monthly ezine vacheron constantin replica watch concord replica The Profit Pill. See http://SuccessDoctor.com/ now!

Source: http://nxsgsgnq.unrestrictedminds.com/2012/12/28/publish-now-or-perish-later/

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Geek deals: Alienware m14x r2 gaming laptop, iPod Nano, more ...

alienware m14x r2

If there was a computer equivalent to a muscle car, a smaller car with an abnormally sized engine stuffed in it, it would be the Alienware m14x r2. Built around a relatively svelte 14-inch chassis, this thing is stuffed full of the latest high performance technologies and can still go out and about with you.

This high-end configurations starts with the latest 3rd gen Intel Core i7 quad-core processor and adds in a powerful Nvidia GeForce GT 650M 2GB graphics card. Serving up those gorgeous fragging sessions is an HD+ 1600?900 LCD that will also double nicely as your theater screen with the built-in slot-loading Blu-ray drive.

Nearly every other spec if maxed out on this pimping laptop too, complete with 8GB of DDR3 RAM, a 750GB hard drive, 32GB mSATA SSD cache, Creative SOund Blaster Recon3Di sound card, Wireless-N, Bluetooth 4.0, and more. And of course you get lots of standard goodies like USB 3.0, HDMI, Mini DisplayPort, VGA, 9-in-1 media card reader, and others.

We rarely see discounts on Alienware products, much less a fully-loaded model like this, making the rare $50 coupon we found especially hot. But Dell is further sweetening this pot by including a $200 Dell e-gift card for free. This is good for any purchase from Dell Home and is the perfect opportunity to accessorize your new M14x or grab an external monitor.

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Source: http://www.geek.com/articles/games/geek-deals-alienware-m14x-r2-gaming-laptop-ipod-nano-more-20121226/

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Settlement reached in Toyota acceleration cases

FILE - In this photo taken June 25, 2011, file photo, Toyota keys sit in a fish bowl at the Toyota of Tampa Bay dealership in Tampa, Fla. A plaintiffs' attorney on Wednesday, Dec. 26, 2012, says Toyota Motor Corp. has reached a settlement in a case involving hundreds of lawsuits over accelerations problems. Steve Berman said Wednesday the settlement, which still needs a federal judge's approval, was worth more than $1 billion and is the largest settlement in U.S. history involving automobile defects. (AP Photo/Chris O'Meara, File)

FILE - In this photo taken June 25, 2011, file photo, Toyota keys sit in a fish bowl at the Toyota of Tampa Bay dealership in Tampa, Fla. A plaintiffs' attorney on Wednesday, Dec. 26, 2012, says Toyota Motor Corp. has reached a settlement in a case involving hundreds of lawsuits over accelerations problems. Steve Berman said Wednesday the settlement, which still needs a federal judge's approval, was worth more than $1 billion and is the largest settlement in U.S. history involving automobile defects. (AP Photo/Chris O'Meara, File)

In this Thursday, Nov. 8, 2012, photo, a Toyota dealership signs glows over a car lot in Tustin Calif. A plaintiffs' attorney on Wednesday, Dec. 26, 2012, says Toyota Motor Corp. has reached a settlement in a case involving hundreds of lawsuits over accelerations problems. Steve Berman said Wednesday the settlement, which still needs a federal judge's approval, was worth more than $1 billion and is the largest settlement in U.S. history involving automobile defects. (AP Photo/Chris Carlson, File)

(AP) ? Toyota Motor Corp. said Wednesday it has reached a settlement worth more than $1 billion in a case involving unintended acceleration problems in its vehicles.

The company said the deal will resolve hundreds of lawsuits from Toyota owners who said the value of their cars and trucks plummeted after a series of recalls stemming from claims that Toyota vehicles accelerated unintentionally.

Steve Berman, a lawyer representing Toyota owners, said the settlement is the largest in U.S. history involving automobile defects.

"We kept fighting and fighting and we secured what we think was a good settlement given the risks of this litigation," Berman told The Associated Press.

The proposed deal was filed Wednesday and must receive the approval of U.S. District Judge James Selna, who was expected to review the settlement Friday.

Toyota said it will take a one-time, $1.1 billion pre-tax charge against earnings to cover the estimated costs of the settlement. Berman said the total value of the deal is between $1.2 billion and $1.4 billion.

Hundreds of lawsuits have been filed against Toyota since 2009, when the Japanese automaker started receiving numerous complaints that its cars accelerated on their own, causing crashes, injuries and even deaths.

The cases were consolidated in U.S. District Court in Santa Ana and divided into two categories: economic loss and wrongful death. Claims by people who seek compensation for injury and death due to sudden acceleration are not part of the settlement; the first trial involving those suits is scheduled for February.

As part of the economic loss settlement, Toyota will offer cash payments from a pool of about $250 million to eligible customers who sold vehicles or turned in leased vehicles between September 2009 and December 2010.

The company also will launch a $250 million program for 16 million current owners to provide supplemental warranty coverage for certain vehicle components, and it will retrofit about 3.2 million vehicles with a brake override system. An override system is designed to ensure a car will stop when the brakes are applied, even if the accelerator pedal is depressed.

The settlement would also establish additional driver education programs and fund new research into advanced safety technologies.

"In keeping with our core principles, we have structured this agreement in ways that work to put our customers first and demonstrate that they can count on Toyota to stand behind our vehicles," said Christopher Reynolds, Toyota vice president and general counsel.

Current and former Toyota owners are expected to receive more information about the settlement in the coming months. Some information is also available at http://www.ToyotaELsettlement.com , a website created for Toyota owners affected by the settlement.

"We are extraordinarily proud of how we were able to represent the interests of Toyota owners, and believe this settlement is both comprehensive in its scope and fair in compensation," Berman said.

Toyota has recalled more than 14 million vehicles worldwide due to acceleration problems in several models and brake defects with the Prius hybrid. The automaker has blamed driver error, faulty floor mats and stuck accelerator pedals for the problems.

Plaintiffs' attorneys have spent the past two years deposing Toyota employees, poring over thousands of documents and reviewing software code, but the company maintains those lawyers have been unable to prove that a design defect ? namely Toyota's electronic throttle control system ? was responsible for vehicles surging unexpectedly.

Both the National Highway Traffic Safety Administration and NASA were unable to find any defects in Toyota's source code that could cause problems.

The company has been dogged by fines for not reporting problems in a timely manner.

Earlier this month, NHTSA doled out a record $17.4 million fine to Toyota for failing to quickly report floor mat problems with some of its Lexus models. Toyota paid a total of $48.8 million in fines for three violations in 2010.

Toyota President Akio Toyoda appeared before Congress last year and pledged to strengthen quality control. Recent sales figures show the company appears to have rebounded following its safety issues.

___

Online:

Settlement website: http://www.ToyotaELsettlement.com

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-12-26-Toyota%20Lawsuits/id-ebeb76bc2a444e0d9c74420c95093875

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State Department piles misdirection on Benghazi misdirection (Powerlineblog)

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